What You Need to Know - HSA and FSA

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The HSA and FSA have many things in common, but there are some important differences. Here?s what your employees need to know.

Employees are becoming more and more familiar with HSAs and FSAs, though it never hurts to remind them of the key differences — and it's super easy with this short video: 

Highlights of the health savings account (HSA):

  • Opportunity to open when enrolling in a high-deductible health plan
  • Save easily through automatic payroll deductions
  • Pay for qualified medical, dental and vision expenses
  • Spend only what's in the account but roll over what's not to the next year, or even into retirement

The engaging video also gives the highlights of a flexible spending account (FSA):

  • Sign up when you enroll in a traditional health plan
  • Save easily through automatic payroll deductions
  • Access the full year's contribution at the start of the year
  • Spend it before year-end and submit expenses

When and how to use: 
Play this video ahead of enrollment or any time during the year for new hires: 

  • Post on intranet/portal/microsite
  • Link in an email
  • Play on digital sign boards
  • Show during onboarding and enrollment meetings

The video ends with a pointer to your summary plan descriptions to learn more.

Series: Feed Your Brain

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