Search
Filters

Terms of use

The HR Trove (hrtrove.com) (the “website”) is made available by Towers Watson Delaware Inc. and its affiliates (“Willis Towers Watson”). Towers Watson Delaware Inc. is registered in Delaware under company number 520826 and has its registered address at 901 North Glebe Road, Arlington Gateway, Suite 6000, Arlington, Virginia 22203. 

All content, information and software provided on and through the website (“content”) may be used solely under the following terms and conditions (“Terms of Use”).

YOUR USE OF THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS OF USE AND AGREEMENT TO COMPLY WITH THEM. IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU SHOULD IMMEDIATELY DISCONTINUE YOUR USE OF THIS WEBSITE. 

We recommend you print a copy of these Terms of Use for future reference.  We amend these Terms of Use from time to time.  Every time you wish to use our website, please check these Terms of Use to ensure you understand the terms that apply at the time.

These Terms of Use refer to the following additional terms, which also apply to your use of the website:

        Privacy and Cookie Policy

        Terms of Purchase

In particular, where the website allows you to purchase products or services, the Terms of Purchase govern any such purchases. These Terms of Use apply to your use of the website more generally, regardless of whether or not you make any purchases of products or services via the website.

The products and services on our website are either sold by Willis Towers Watson or by third party sellers, as indicated in the description of the relevant product or service. If you make purchases of products or services of third party sellers via this website, Willis Towers Watson is acting as commercial agent on behalf of such third party sellers and the contract for the supply of such products or services will arise between you and the relevant third party seller as provided for by the Terms of Purchase.

1. Website License. As a user of this website, you are granted a non-exclusive, non-transferable, revocable, limited license to access and use the website and content in accordance with these Terms of Use. Willis Towers Watson may terminate this license at any time for any reason.

2. Limitations on Use. You may use this website for your business' or your organization’s internal use only. You are responsible for ensuring that all persons who access our website through your internet connection are aware of these Terms of Use and other applicable terms and conditions, and that they comply with them.

We do not guarantee that the website, or any content on it, will always be available or be uninterrupted, nor that you will be able to complete any purchase of products or services. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal. We do not guarantee that any products or services listed on our website will remain available nor that the advertised prices will not change. 

You may not decompile, reverse-engineer, disassemble, rent, lease, loan, sell, sublicense or create derivative works from the website or the content. Nor may you use any network monitoring or discovery software to determine the website architecture, or extract information about usage or users. You must not attack the website via a denial-of-service attack or a distributed denial of service attack and must take reasonable measures to prevent the use of your computers for such purposes. You may not use any robot, spider, or other automatic or manual device or process to monitor or copy the website or the content without Willis Towers Watson’s prior written permission. You must not misuse the website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful.  You may not print, download, copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit or public purposes all or any portion of the website, except to the extent permitted above. You may not use or otherwise export or re-export the website or any portion thereof, the content or any software available on or through the website in violation of the export control laws and regulations of the United States of America or the United Kingdom or any other country. Any unauthorized use of the website or the content is prohibited.  By breaching this provision, you may commit a criminal offense under applicable law. We may report any such breach to the relevant law enforcement authorities and co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the website will cease immediately.

3. Not Professional Advice. The website and the content do not constitute accounting, broking, investment, insurance, consulting, legal, tax or any other form of advice. Although we make reasonable efforts to update the information on our website, the accuracy, completeness, adequacy or currency of the website or the content is not warranted or guaranteed. Your use of the content, the website or materials linked from the website is at your own risk.

4. Product and Service Availability. Some products and services described in this website may not be available in all jurisdictions. The services and products described and information provided through this website are not directed to and are not intended for distribution to, or use by, any person or entity in any jurisdiction:

  • Where such distribution or use would be contrary to law, rule or regulation (“laws”), or that would subject Willis Towers Watson to any registration requirement within such jurisdiction; or
  • Where Willis Towers Watson is not authorized to provide such information, products or services.

Persons who access this website are deemed to do so on their own initiative and are responsible for compliance with all applicable laws. Materials from the website may be subject to controls imposed by the United States or other jurisdiction, and may not be exported to any jurisdiction or to anyone prohibited by law. Willis Towers Watson expressly prohibits the downloading or exporting of material from this website in violation of the laws of any applicable jurisdiction, including United States export laws. By downloading material from this website, you warrant that you are doing so in full compliance with the laws of the United States and your resident jurisdiction.

5. Intellectual Property Rights. We are the owner or the licensee of all intellectual property rights in the website, and in the material published on it (other than if owned by a third party). Those works are protected by copyright, trademark, and other laws and treaties around the world. All such rights are reserved. Except as expressly provided in these Terms of Use or the website or the Terms of Purchase, Willis Towers Watson does not grant any express or implied rights to you under any patent, copyright, trademark, trade secret information, or other intellectual property rights or to use any Willis Towers Watson logo. Accordingly, any unauthorized use of the website or the content may violate copyright laws, trademark laws, patent laws, trade secret laws, laws relating to privacy and publicity, or other laws.

Other than as permitted by the Terms of Purchase in relation to purchase of Products, you must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.  Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.  You must not use the content of the website for commercial purposes without obtaining a license to do so from us. The use by you of any Products purchased via the website is subject to the Terms of Purchase).

By submitting content to a forum (including any product or service reviews) or any other portion of the website, you automatically grant Willis Towers Watson a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adopt, publish, edit (for length or clarity), translate, create derivative works from, distribute, redistribute, transmit, perform and display such content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or later developed for the full term of any rights that my exist in such content. Willis Towers Watson reserves the right to remove any content submitted to the website at any time for any reason.

If you print off, copy or download any part of the website in breach of these Terms of Use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

6. Copyright Infringement

Notice of Copyright Infringement

We respect the intellectual property rights of others.  Please notify us in writing, by e-mail or mail to our designated agent listed below, if you believe that a user of the website or our products has infringed your intellectual property rights.  We provide this policy pursuant to Section 512 of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act (“DMCA”).

To be effective the notification should include:

  • identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works;
  • identification of the claimed infringing material and information reasonably sufficient to permit us to locate the material on the website or our products;
  • information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an e-mail address;
  • a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  • a statement by you, made under penalty of perjury, that the above information in your notification is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf; and
  • your physical or electronic signature.

You acknowledge and agree that upon receipt and notice of a claim of infringement, we may immediately remove the identified materials from the website and our products without liability.

Counter-Notice by Accused User

If we have taken down your materials due to suspicion of copyright infringement, you may dispute the alleged infringement by sending a written communication by e-mail or mail to our designated agent below.  That written communication should include the following:

  • your physical or electronic signature;
  • identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
  • a statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; and
  • your name, address, and telephone number, and a statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which such address is located, or if your address is outside of the United States, the United States District Court for the Southern District of New York, and that you will accept service of process from the person who provided notification of copyright infringement or an agent of such person.

Please send all notices under the above copyright infringement policies by e-mail or mail to the following individual, designated as Willis Towers Watson’s agent for receipt of notifications of claimed infringement: 

Office of the General Counsel
Willis Towers Watson
North Glebe Road
Arlington Gateway
Suite 6000
Arlington
Virginia 22203

Please do not send notices or inquiries about anything other than alleged copyright infringement to our Agent for Notice. 

Repeat Infringers

Your account will be terminated if, in our discretion, you are determined to be a repeat infringer.  Repeat infringers are users who have been the subject of more than one valid takedown request that has not been successfully rebutted.

7. Registration. Certain sections of the website require you to register. If registration is requested, you agree to supply Willis Towers Watson with accurate and complete registration information. It is your responsibility to inform Willis Towers Watson of any changes to that information. Further details of our use of the registration information are included in the Privacy Policy. You are responsible for maintaining the confidentiality of your account number and/or password(s) and you should not permit any other party to use your account number and/or password(s). We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms of Use.  If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at support@hrtrove.com. You are responsible for all uses of your account, whether or not actually or expressly authorized by you. Willis Towers Watson reserves the right to refuse registrations or subscriptions.

8. Errors and Corrections. Willis Towers Watson does not represent or warrant that the website will be error-free, free of viruses or other harmful components, or that defects will be corrected. You are responsible for configuring your information technology, computer programs and platform to access the website. You should use your own virus protection software. Willis Towers Watson does not warrant or represent that the content and any information available on or through the website will be correct, accurate, timely or otherwise reliable. Willis Towers Watson may make changes to the content or the website at any time.

9. Third-Party content. Third-party content may appear on or be accessible from the website. Willis Towers Watson is not responsible for and assumes no liability for any third-party content. The website may provide access or links to other sites operated by third parties on the Internet. In each case, you are responsible for locating, reading and adhering to the terms of use of each third-party site you visit. Your interactions with organizations or individuals found on or through the website are solely between you and such organizations or individuals.  You should make whatever investigation you feel necessary or appropriate before proceeding with any interaction with any of these third parties.  You agree that we are not responsible or liable for any loss or damage of any kind or nature incurred as the result of any such dealings.  If there is a dispute between users of the website, or between users and any third party, you understand and agree that we are under no obligation to become involved.  In the event that you have a dispute with any other user of the website, you hereby release Willis Towers Watson and its affiliates, and their officers, employees, agents, and successors from claims, demands, and damages (actual and consequential) of every kind or nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way related to such disputes or the website.  If you are a California resident, you waive California Civil Code Section 1542, which provides:  A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.

10. DISCLAIMER. THE WEBSITE AND THE CONTENT IS PROVIDED ON AN "AS-IS" AND “AS AVAILABLE” BASIS. EXCEPT AS EXPRESSLY SET OUT IN THESE TERMS OF USE, WILLIS TOWERS WATSON EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT AND THOSE ARISING FROM A COURSE OF DEALING OR USAGE OF TRADE. TO THE FULLEST EXTENT PERMITTED BY LAW, WILLIS TOWERS WATSON DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO: (A) ANY ERRORS IN OR OMISSIONS FROM THIS WEBSITE AND THE CONTENT, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS; (B) ANY THIRD-PARTY WEBSITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM; (C) THE UNAVAILABILITY OF THE WEBSITE OR ANY PORTION THEREOF; (D) YOUR USE OF THIS WEBSITE; OR (E) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THE WEBSITE.

11. LIMITATION OF LIABILITY.  We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

The website is intended for business use only. We exclude all implied conditions, warranties, representations or other terms that may apply to our website or any content on it. We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: use of, or inability to use, our website; or use of or reliance on any content displayed on our website.  In particular, we will not be liable for: loss of profits, sales, business, data, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any punitive, special, incidental, indirect or consequential loss or damage. 

The extent of our liability for losses, other than for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation shall be capped at $1,000 USD. 

12. Unlawful Activity. Willis Towers Watson reserves the right to investigate complaints or reported violations of the Terms of Use and to take any action we deem appropriate.

13. Remedies for Violations. Willis Towers Watson reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including but not limited to the right to block access from a particular IP or email address to Willis Towers Watson’s websites and their features.

14. Governing Law and Jurisdiction. These Terms of Use have been made in and shall be construed and enforced in accordance with United States of America federal law and New York state law without regard to the conflict of law provisions thereof. The United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act will not apply to these terms. You agree to submit any dispute arising out of or in connection with these Terms of Use to the exclusive jurisdiction of the federal and state courts with jurisdiction in New York, New York.

15. Privacy. Your use of the website is subject to Willis Towers Watson's Privacy and Cookie Policy, which is available on Willis Towers Watson’s website hrtrove.com/privacy-notice.

16. Severability of Provisions. These Terms of Use incorporate by reference any notices contained on the website and the Privacy and Cookie Policy referred to above. These terms constitute the entire agreement between you and Willis Towers Watson with respect to access to, and use of, the website. If any provision of these Terms of Use is unlawful, void or unenforceable, or conflicts with any other provision of the Terms of Use, then the unlawful, void, unenforceable or conflicting provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

17. Linking to the website.

You may link to the website home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.  You must not establish a link to the website in any website that is not owned by you.  The website must not be framed on any other site, nor may you create a link to any part of the website other than the home page.  We reserve the right to withdraw linking permission without notice.  The website in which you are linking must comply in all respects with the content standards set out these Terms of Use.  If you wish to link to or make any use of content on the website other than that set out above, please contact support@hrtrove.com.

Copyright © 2017 Willis Towers Watson. All rights reserved.

No part of this website may be reproduced or transmitted in any form or by any means, electronic or mechanical, which includes but is not limited to facsimile transmission, photocopying, recording, rekeying or using any information storage or retrieval system, without express written permission from the copyright owner. Requests for permission or further information should be directed to the HR Trove at support@hrtrove.com.